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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,885 | $141,004-73.1% | $112,273-66.3% | $139,456-72.8% |
| Participation rate | 58.8% | 79.2%-20.4pp | 72.4%-13.6pp | 80.3%-21.5pp |
| Annual return | 12.41% | 32.75%-20.3pp | 30.23%-17.8pp | 373.45%-361.0pp |
| Employer contribution / active EE | $1,957 | $4,285-54.3% | $3,431-43.0% | $4,753-58.8% |
| Participant deferral / active EE | $2,067 | $5,878-64.8% | $4,800-56.9% | $6,711-69.2% |
| Admin fee / account holder | $1,130 | $9,959-88.7% | $7,752-85.4% | $11,407-90.1% |