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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,206 | $149,778-69.8% | $118,946-62.0% | $158,966-71.6% |
| Participation rate | 53.3% | 82.1%-28.8pp | 75.4%-22.1pp | 82.0%-28.6pp |
| Annual return | 8.28% | 19.95%-11.7pp | 35.89%-27.6pp | 302.95%-294.7pp |
| Employer contribution / active EE | $1,551 | $4,117-62.3% | $3,263-52.5% | $4,762-67.4% |
| Participant deferral / active EE | $1,719 | $5,225-67.1% | $4,266-59.7% | $5,983-71.3% |
| Admin fee / account holder | $9,018 | $8,604+4.8% | $6,581+37.0% | $11,250-19.8% |