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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,511 | $169,237-53.6% | $129,339-39.3% | $145,978-46.2% |
| Participation rate | 92.3% | 76.5%+15.8pp | 69.6%+22.7pp | 80.3%+12.0pp |
| Annual return | 14.68% | 14364.43%-14349.8pp | 9437.05%-9422.4pp | 550.52%-535.8pp |
| Employer contribution / active EE | $626 | $5,540-88.7% | $4,154-84.9% | $4,662-86.6% |
| Participant deferral / active EE | $745 | $4,991-85.1% | $4,170-82.1% | $6,690-88.9% |
| Admin fee / account holder | $464 | $9,882-95.3% | $7,668-93.9% | $13,400-96.5% |