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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,923 | $135,956-34.6% | $123,894-28.2% | $273,972-67.5% |
| Participation rate | 80.0% | 84.1%-4.1pp | 81.4%-1.4pp | 83.0%-3.0pp |
| Annual return | 10.37% | 56.63%-46.3pp | 47.52%-37.1pp | 41.46%-31.1pp |
| Employer contribution / active EE | $2,089 | $5,170-59.6% | $4,617-54.8% | $4,869-57.1% |
| Participant deferral / active EE | $8,057 | $6,343+27.0% | $5,984+34.6% | $5,287+52.4% |
| Admin fee / account holder | $474 | $9,817-95.2% | $8,357-94.3% | $10,133-95.3% |