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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,277 | $156,927-46.3% | $121,169-30.4% | $139,456-39.6% |
| Participation rate | 81.8% | 76.4%+5.4pp | 69.5%+12.3pp | 80.3%+1.5pp |
| Annual return | 17.82% | 1475.85%-1458.0pp | 986.71%-968.9pp | 373.45%-355.6pp |
| Employer contribution / active EE | $763 | $5,542-86.2% | $4,168-81.7% | $4,753-83.9% |
| Participant deferral / active EE | $901 | $4,848-81.4% | $4,083-77.9% | $6,711-86.6% |
| Admin fee / account holder | $480 | $6,946-93.1% | $5,645-91.5% | $11,407-95.8% |