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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,674 | $202,342-19.6% | $172,752-5.8% | $152,897+6.4% |
| Participation rate | 75.0% | 87.1%-12.1pp | 82.6%-7.6pp | 82.5%-7.5pp |
| Annual return | 20.80% | 1029.83%-1009.0pp | 802.97%-782.2pp | 345.43%-324.6pp |
| Employer contribution / active EE | $2,625 | $5,858-55.2% | $5,144-49.0% | $4,764-44.9% |
| Participant deferral / active EE | $11,881 | $5,948+99.7% | $5,198+128.6% | $5,851+103.1% |
| Admin fee / account holder | $1,024 | $17,111-94.0% | $13,955-92.7% | $11,599-91.2% |