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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,823 | $106,247-79.5% | $96,515-77.4% | $139,466-84.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 11.41% | 38.47%-27.1pp | 35.73%-24.3pp | 373.66%-362.3pp |
| Employer contribution / active EE | $7,991 | $4,106+94.6% | $3,740+113.7% | $4,754+68.1% |
| Participant deferral / active EE | $27,000 | $5,456+394.9% | $4,880+453.3% | $6,712+302.3% |
| Admin fee / account holder | $326 | $7,885-95.9% | $6,735-95.2% | $11,409-97.1% |