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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,284 | $107,363-45.7% | $92,909-37.3% | $152,897-61.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 16.90% | 145.63%-128.7pp | 109.44%-92.5pp | 345.43%-328.5pp |
| Employer contribution / active EE | $13,666 | $4,222+223.7% | $3,653+274.1% | $4,764+186.9% |
| Participant deferral / active EE | $10,187 | $4,848+110.1% | $4,238+140.4% | $5,851+74.1% |
| Admin fee / account holder | $49,880 | $7,082+604.4% | $5,795+760.7% | $11,599+330.0% |