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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,249 | $106,008-46.9% | $92,240-39.0% | $147,586-61.9% |
| Participation rate | 88.9% | 80.4%+8.5pp | 76.5%+12.4pp | 82.8%+6.1pp |
| Annual return | 16.65% | 50.05%-33.4pp | 176.29%-159.6pp | 578.59%-561.9pp |
| Employer contribution / active EE | $5,541 | $4,333+27.9% | $3,680+50.6% | $4,876+13.6% |
| Participant deferral / active EE | $3,268 | $4,478-27.0% | $3,897-16.1% | $5,439-39.9% |
| Admin fee / account holder | $769 | $6,333-87.8% | $5,194-85.2% | $10,886-92.9% |