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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,241 | $115,810-63.5% | $101,271-58.3% | $158,966-73.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | -10.81% | 56.15%-67.0pp | 46.48%-57.3pp | 302.95%-313.8pp |
| Employer contribution / active EE | $14,156 | $4,175+239.0% | $3,660+286.8% | $4,762+197.2% |
| Participant deferral / active EE | $12,500 | $4,958+152.1% | $4,371+186.0% | $5,983+108.9% |
| Admin fee / account holder | $591 | $7,248-91.8% | $5,948-90.1% | $11,250-94.7% |