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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,250 | $97,732-38.4% | $83,831-28.1% | $135,380-55.5% |
| Participation rate | 87.5% | 80.0%+7.5pp | 76.1%+11.4pp | 82.6%+4.9pp |
| Annual return | -6.07% | 1287.56%-1293.6pp | 850.99%-857.1pp | 519.81%-525.9pp |
| Employer contribution / active EE | $5,890 | $4,222+39.5% | $3,631+62.2% | $4,779+23.2% |
| Participant deferral / active EE | $6,030 | $4,683+28.8% | $4,082+47.7% | $5,609+7.5% |
| Admin fee / account holder | $3,102 | $6,675-53.5% | $5,479-43.4% | $10,828-71.4% |