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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,037 | $77,460-28.9% | $100,378-45.2% | $80,925-32.0% |
| Participation rate | 97.6% | 76.9%+20.7pp | 81.5%+16.1pp | 67.7%+30.0pp |
| Annual return | 15.38% | 37.24%-21.9pp | 49.41%-34.0pp | 35.65%-20.3pp |
| Employer contribution / active EE | $4,653 | $2,801+66.1% | $3,942+18.0% | $2,756+68.8% |
| Participant deferral / active EE | $9,001 | $6,818+32.0% | $8,087+11.3% | $4,299+109.4% |
| Admin fee / account holder | $1,419 | $5,887-75.9% | $7,899-82.0% | $6,940-79.6% |