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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,571 | $59,107-28.0% | $86,439-50.7% | $68,495-37.8% |
| Participation rate | 90.6% | 75.2%+15.4pp | 80.3%+10.3pp | 67.9%+22.7pp |
| Annual return | -16.65% | -0.23%-16.4pp | 4395.55%-4412.2pp | -7.84%-8.8pp |
| Employer contribution / active EE | $4,284 | $2,519+70.1% | $3,769+13.7% | $2,596+65.0% |
| Participant deferral / active EE | $7,650 | $5,901+29.6% | $6,952+10.0% | $4,028+90.0% |
| Admin fee / account holder | $1,189 | $5,637-78.9% | $6,732-82.3% | $5,403-78.0% |