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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,186 | $96,558-51.1% | $80,977-41.7% | $273,972-82.8% |
| Participation rate | 57.1% | 79.1%-21.9pp | 75.8%-18.7pp | 83.0%-25.9pp |
| Annual return | 9.57% | 15.14%-5.6pp | 17.11%-7.5pp | 41.46%-31.9pp |
| Employer contribution / active EE | $3,866 | $4,869-20.6% | $3,715+4.1% | $4,869-20.6% |
| Participant deferral / active EE | $5,180 | $6,598-21.5% | $5,696-9.1% | $5,287-2.0% |
| Admin fee / account holder | $0 | $7,493-100.0% | $5,517-100.0% | $10,133-100.0% |