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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,096 | $105,856-50.8% | $90,161-42.2% | $147,586-64.7% |
| Participation rate | 33.3% | 79.7%-46.4pp | 76.9%-43.5pp | 82.8%-49.5pp |
| Annual return | 18.42% | 37.63%-19.2pp | 34.89%-16.5pp | 578.59%-560.2pp |
| Employer contribution / active EE | $1,691 | $4,126-59.0% | $3,318-49.0% | $4,876-65.3% |
| Participant deferral / active EE | $2,838 | $5,733-50.5% | $5,287-46.3% | $5,439-47.8% |
| Admin fee / account holder | $0 | $8,046-100.0% | $5,943-100.0% | $10,886-100.0% |