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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC5 years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 15 · EIN 26-0058143 | Recordkeeping | $23,815 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $5,676 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,499 | $27,800-62.2% | $58,561-82.1% | $71,511-85.3% |
| Participation rate | 68.7% | 34.6%+34.1pp | 50.9%+17.8pp | 67.9%+0.8pp |
| Annual return | 14.79% | 26.80%-12.0pp | 4251.33%-4236.5pp | 28.86%-14.1pp |
| Employer contribution / active EE | $0 | $632-100.0% | $1,053-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $1,557 | $1,208+28.9% | $1,923-19.0% | $4,291-63.7% |
| Admin fee / account holder | $159 | $1,637-90.3% | $2,520-93.7% | $1,588-90.0% |