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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC7+ years Filed as: UBS FINANCIAL SERVICES Service code 26 · EIN 13-2638166 1285 AVENUE OF THE AMERICAS · NEW YORK, NY 100196028 | Advisory (Participants) | $103,261 |
RPG CONSULTANTS7+ years Service code 15 · EIN 13-4077182 181 SO. FRANKLIN AVENUE · VALLEY STREAM, NY 11581 | Recordkeeping | $55,254 |
MATRIX TRUST COMPANY3 years Service code 18 · EIN 75-3182674 717 17TH STREET · DENVER, CO 80202 | Custodial (other than securities); Cu... | $22,947 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,483 | $121,341+129.5% | $189,537+46.9% | $79,391+250.8% |
| Participation rate | 90.5% | 86.1%+4.4pp | 87.8%+2.7pp | 70.7%+19.8pp |
| Annual return | 18.41% | 21.08%-2.7pp | 555.34%-536.9pp | 116.88%-98.5pp |
| Employer contribution / active EE | $19,332 | $3,915+393.8% | $6,161+213.8% | $2,428+696.3% |
| Participant deferral / active EE | $15,272 | $6,395+138.8% | $8,220+85.8% | $4,046+277.5% |
| Admin fee / account holder | $750 | $651+15.1% | $12,048-93.8% | $627+19.7% |