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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,932 | $96,361+23.4% | $80,607+47.5% | $139,456-14.7% |
| Participation rate | 25.0% | 73.6%-48.6pp | 67.0%-42.0pp | 80.3%-55.3pp |
| Annual return | 19.16% | 1350.95%-1331.8pp | 936.11%-916.9pp | 373.45%-354.3pp |
| Employer contribution / active EE | $0 | $3,262-100.0% | $2,724-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $2,043 | $5,232-60.9% | $4,448-54.1% | $6,711-69.6% |
| Admin fee / account holder | $4,129 | $6,601-37.5% | $5,379-23.2% | $11,407-63.8% |