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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,579 | $95,188-42.7% | $76,518-28.7% | $135,380-59.7% |
| Participation rate | 17.4% | 74.4%-57.0pp | 68.0%-50.6pp | 82.6%-65.3pp |
| Annual return | -2.06% | 4.85%-6.9pp | -0.27%-1.8pp | 519.81%-521.9pp |
| Employer contribution / active EE | $0 | $3,303-100.0% | $2,647-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,332 | $4,640-71.3% | $3,836-65.3% | $5,609-76.3% |
| Admin fee / account holder | $53,761 | $6,249+760.3% | $4,849+1008.8% | $10,828+396.5% |