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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,802 | $84,518+41.7% | $67,704+77.0% | $125,389-4.5% |
| Participation rate | 25.0% | 74.8%-49.8pp | 67.5%-42.5pp | 83.2%-58.2pp |
| Annual return | 0.64% | 2.57%-1.9pp | 25.41%-24.8pp | 282.24%-281.6pp |
| Employer contribution / active EE | $2,139 | $3,292-35.0% | $2,559-16.4% | $4,866-56.0% |
| Participant deferral / active EE | $0 | $4,430-100.0% | $3,585-100.0% | $5,352-100.0% |
| Admin fee / account holder | $77 | $5,340-98.6% | $4,255-98.2% | $9,541-99.2% |