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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,695 | $101,063+5.6% | $81,473+31.0% | $147,586-27.7% |
| Participation rate | 21.1% | 74.5%-53.4pp | 68.0%-46.9pp | 82.8%-61.8pp |
| Annual return | 18.33% | 32.41%-14.1pp | 38.78%-20.5pp | 578.59%-560.3pp |
| Employer contribution / active EE | $0 | $3,206-100.0% | $2,568-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,287 | $4,242-46.1% | $3,537-35.3% | $5,439-58.0% |
| Admin fee / account holder | $0 | $5,812-100.0% | $4,561-100.0% | $10,886-100.0% |