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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,317 | $104,924-32.0% | $84,623-15.7% | $152,885-53.4% |
| Participation rate | 18.2% | 74.8%-56.6pp | 68.2%-50.1pp | 82.5%-64.3pp |
| Annual return | 21.44% | 373.82%-352.4pp | 258.77%-237.3pp | 345.39%-324.0pp |
| Employer contribution / active EE | $0 | $3,302-100.0% | $2,652-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,409 | $4,689-69.9% | $3,899-63.9% | $5,851-75.9% |
| Admin fee / account holder | $8,885 | $6,242+42.3% | $4,913+80.8% | $11,598-23.4% |