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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,645 | $106,008-73.9% | $92,240-70.0% | $147,586-81.3% |
| Participation rate | 81.3% | 80.4%+0.8pp | 76.5%+4.8pp | 82.8%-1.6pp |
| Annual return | 17.64% | 50.05%-32.4pp | 176.29%-158.7pp | 578.59%-561.0pp |
| Employer contribution / active EE | $8,670 | $4,333+100.1% | $3,680+135.6% | $4,876+77.8% |
| Participant deferral / active EE | $2,718 | $4,478-39.3% | $3,897-30.3% | $5,439-50.0% |
| Admin fee / account holder | $1,570 | $6,333-75.2% | $5,194-69.8% | $10,886-85.6% |