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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,451 | $134,817-26.2% | $123,973-19.8% | $155,188-35.9% |
| Participation rate | 95.8% | 79.4%+16.4pp | 76.7%+19.2pp | 80.8%+15.0pp |
| Annual return | 16.00% | 515.49%-499.5pp | 388.13%-372.1pp | 148.84%-132.8pp |
| Employer contribution / active EE | $15,941 | $4,425+260.2% | $4,126+286.4% | $4,248+275.3% |
| Participant deferral / active EE | $5,201 | $5,706-8.9% | $5,247-0.9% | $6,531-20.4% |
| Admin fee / account holder | $587 | $13,245-95.6% | $11,799-95.0% | $14,480-95.9% |