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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,901 | $133,998-56.0% | $112,263-47.5% | $134,545-56.2% |
| Participation rate | 92.9% | 78.6%+14.3pp | 75.1%+17.8pp | 81.2%+11.6pp |
| Annual return | -20.77% | 47.17%-67.9pp | 27.49%-48.3pp | 418.37%-439.1pp |
| Employer contribution / active EE | $4,586 | $4,040+13.5% | $3,636+26.1% | $4,742-3.3% |
| Participant deferral / active EE | $5,702 | $5,292+7.7% | $4,729+20.6% | $6,401-10.9% |
| Admin fee / account holder | $553 | $7,493-92.6% | $6,410-91.4% | $11,431-95.2% |