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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,986 | $107,368-72.1% | $92,915-67.7% | $152,909-80.4% |
| Participation rate | 82.4% | 79.8%+2.6pp | 76.0%+6.3pp | 82.5%-0.1pp |
| Annual return | 19.25% | 145.64%-126.4pp | 109.45%-90.2pp | 345.46%-326.2pp |
| Employer contribution / active EE | $7,906 | $4,222+87.2% | $3,653+116.4% | $4,764+66.0% |
| Participant deferral / active EE | $2,396 | $4,848-50.6% | $4,238-43.5% | $5,851-59.0% |
| Admin fee / account holder | $12,281 | $7,082+73.4% | $5,796+111.9% | $11,601+5.9% |