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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,155 | $110,379-17.4% | $102,412-11.0% | $145,884-37.5% |
| Participation rate | 95.0% | 77.9%+17.1pp | 74.5%+20.5pp | 80.3%+14.7pp |
| Annual return | 26.04% | 24.84%+1.2pp | 24.94%+1.1pp | 551.85%-525.8pp |
| Employer contribution / active EE | $14,473 | $4,216+243.3% | $3,870+274.0% | $4,662+210.4% |
| Participant deferral / active EE | $5,373 | $5,622-4.4% | $5,060+6.2% | $6,690-19.7% |
| Admin fee / account holder | $565 | $9,745-94.2% | $8,388-93.3% | $13,392-95.8% |