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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,287 | $102,609+70.8% | $98,090+78.7% | $138,895+26.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 18.79% | 36.44%-17.7pp | 37.05%-18.3pp | 145.39%-126.6pp |
| Employer contribution / active EE | $8,884 | $3,867+129.7% | $3,606+146.4% | $4,194+111.8% |
| Participant deferral / active EE | $10,446 | $8,167+27.9% | $7,845+33.2% | $6,396+63.3% |
| Admin fee / account holder | $322 | $11,434-97.2% | $11,815-97.3% | $12,562-97.4% |