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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,242 | $73,546+15.9% | $63,018+35.3% | $147,586-42.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.8%+25.2pp | 82.8%+17.2pp |
| Annual return | 106.50% | 175.56%-69.1pp | 87.62%+18.9pp | 578.59%-472.1pp |
| Employer contribution / active EE | $9,408 | $3,324+183.0% | $2,761+240.8% | $4,876+92.9% |
| Participant deferral / active EE | $14,279 | $4,185+241.2% | $3,330+328.8% | $5,439+162.5% |
| Admin fee / account holder | $57,500 | $5,956+865.4% | $3,601+1496.9% | $10,886+428.2% |