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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,645 | $69,252+69.9% | $64,099+83.5% | $139,456-15.6% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 16.98% | 45.89%-28.9pp | 33.70%-16.7pp | 373.45%-356.5pp |
| Employer contribution / active EE | $6,925 | $3,184+117.5% | $2,748+152.0% | $4,753+45.7% |
| Participant deferral / active EE | $7,362 | $4,683+57.2% | $3,881+89.7% | $6,711+9.7% |
| Admin fee / account holder | $699 | $4,248-83.5% | $3,070-77.2% | $11,407-93.9% |