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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,434 | $81,643+83.0% | $70,462+112.1% | $158,950-6.0% |
| Participation rate | 77.8% | 77.7%+0.1pp | 75.1%+2.7pp | 82.0%-4.2pp |
| Annual return | 16.11% | 208.51%-192.4pp | 109.08%-93.0pp | 302.91%-286.8pp |
| Employer contribution / active EE | $10,780 | $3,218+235.0% | $2,737+293.8% | $4,762+126.4% |
| Participant deferral / active EE | $12,403 | $4,555+172.3% | $3,710+234.4% | $5,983+107.3% |
| Admin fee / account holder | $2,303 | $6,194-62.8% | $3,845-40.1% | $11,248-79.5% |