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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,706 | $77,416+49.5% | $69,464+66.6% | $152,897-24.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.6%+25.4pp | 82.5%+17.5pp |
| Annual return | 24.02% | 39.08%-15.1pp | 28.98%-5.0pp | 345.43%-321.4pp |
| Employer contribution / active EE | $11,163 | $3,315+236.8% | $2,779+301.7% | $4,764+134.3% |
| Participant deferral / active EE | $14,692 | $4,413+232.9% | $3,536+315.5% | $5,851+151.1% |
| Admin fee / account holder | $329 | $6,208-94.7% | $3,840-91.4% | $11,599-97.2% |