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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,241 | $154,228-14.3% | $145,433-9.1% | $137,256-3.7% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 12.80% | 74.59%-61.8pp | 66.58%-53.8pp | 220.34%-207.5pp |
| Employer contribution / active EE | $6,846 | $4,804+42.5% | $4,554+50.3% | $4,156+64.7% |
| Participant deferral / active EE | $9,846 | $8,216+19.8% | $7,897+24.7% | $6,407+53.7% |
| Admin fee / account holder | $6,103 | $14,344-57.5% | $13,129-53.5% | $12,270-50.3% |