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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,105 | $169,356-49.7% | $129,406-34.2% | $145,897-41.7% |
| Participation rate | 33.3% | 76.5%-43.2pp | 69.6%-36.3pp | 80.3%-47.0pp |
| Annual return | 15.47% | 14418.62%-14403.1pp | 9468.18%-9452.7pp | 552.29%-536.8pp |
| Employer contribution / active EE | $1,351 | $5,542-75.6% | $4,155-67.5% | $4,663-71.0% |
| Participant deferral / active EE | $4,789 | $4,987-4.0% | $4,167+14.9% | $6,689-28.4% |
| Admin fee / account holder | $387 | $9,915-96.1% | $7,689-95.0% | $13,390-97.1% |