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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,678 | $162,529-30.1% | $130,788-13.1% | $154,746-26.5% |
| Participation rate | 30.8% | 75.9%-45.1pp | 70.1%-39.3pp | 80.7%-49.9pp |
| Annual return | 16.83% | 510.48%-493.6pp | 386.44%-369.6pp | 172.34%-155.5pp |
| Employer contribution / active EE | $1,101 | $4,447-75.2% | $3,558-69.1% | $4,379-74.9% |
| Participant deferral / active EE | $4,290 | $4,808-10.8% | $4,137+3.7% | $6,730-36.3% |
| Admin fee / account holder | $14,482 | $7,669+88.8% | $6,673+117.0% | $14,365+0.8% |