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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,240 | $72,177-78.9% | $115,038-86.8% | $59,633-74.4% |
| Participation rate | 90.6% | 72.6%+18.1pp | 81.4%+9.3pp | 68.7%+22.0pp |
| Annual return | -0.14% | 12.02%-12.2pp | 26.14%-26.3pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $2,222 | $2,841-21.8% | $4,608-51.8% | $2,203+0.9% |
| Participant deferral / active EE | $6,136 | $4,783+28.3% | $6,026+1.8% | $3,192+92.3% |
| Admin fee / account holder | $826 | $4,927-83.2% | $8,175-89.9% | $4,297-80.8% |