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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,365 | $148,623-78.9% | $135,974-76.9% | $139,466-77.5% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 17.54% | 79.30%-61.8pp | 68.30%-50.8pp | 373.66%-356.1pp |
| Employer contribution / active EE | $3,240 | $5,246-38.2% | $4,859-33.3% | $4,754-31.8% |
| Participant deferral / active EE | $10,104 | $8,103+24.7% | $7,760+30.2% | $6,712+50.5% |
| Admin fee / account holder | $2,238 | $12,406-82.0% | $10,767-79.2% | $11,409-80.4% |