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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,863 | $138,114-82.7% | $125,391-81.0% | $134,545-82.3% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -17.98% | 750.88%-768.9pp | 572.41%-590.4pp | 418.37%-436.4pp |
| Employer contribution / active EE | $2,455 | $5,246-53.2% | $4,816-49.0% | $4,742-48.2% |
| Participant deferral / active EE | $10,075 | $7,801+29.2% | $7,448+35.3% | $6,401+57.4% |
| Admin fee / account holder | $1,723 | $11,570-85.1% | $10,009-82.8% | $11,431-84.9% |