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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,089 | $176,105-84.6% | $159,474-83.0% | $167,536-83.8% |
| Participation rate | 91.7% | 85.0%+6.7pp | 82.8%+8.8pp | 82.1%+9.6pp |
| Annual return | 16.04% | 331.91%-315.9pp | 263.68%-247.6pp | 478.82%-462.8pp |
| Employer contribution / active EE | $2,970 | $5,299-43.9% | $4,831-38.5% | $4,839-38.6% |
| Participant deferral / active EE | $10,213 | $7,751+31.8% | $7,353+38.9% | $6,342+61.0% |
| Admin fee / account holder | $3,908 | $12,559-68.9% | $10,802-63.8% | $12,315-68.3% |