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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,787 | $107,941-79.8% | $91,994-76.3% | $152,909-85.8% |
| Participation rate | 84.2% | 81.2%+3.0pp | 78.6%+5.6pp | 82.5%+1.8pp |
| Annual return | 22.02% | 89.28%-67.3pp | 69.04%-47.0pp | 345.46%-323.4pp |
| Employer contribution / active EE | $0 | $4,212-100.0% | $3,453-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,671 | $6,366-26.6% | $5,924-21.2% | $5,851-20.2% |
| Admin fee / account holder | $3,048 | $10,521-71.0% | $7,744-60.6% | $11,601-73.7% |