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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,225 | $77,472+96.5% | $100,415+51.6% | $80,959+88.0% |
| Participation rate | 77.1% | 76.9%+0.2pp | 81.5%-4.4pp | 67.7%+9.5pp |
| Annual return | 14.68% | 37.26%-22.6pp | 49.47%-34.8pp | 35.67%-21.0pp |
| Employer contribution / active EE | $5,746 | $2,800+105.2% | $3,943+45.7% | $2,757+108.4% |
| Participant deferral / active EE | $11,456 | $6,818+68.0% | $8,091+41.6% | $4,300+166.4% |
| Admin fee / account holder | $6,274 | $5,885+6.6% | $7,906-20.6% | $6,925-9.4% |