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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,752 | $78,520+139.1% | $96,576+94.4% | $82,448+127.7% |
| Participation rate | 81.1% | 77.7%+3.3pp | 81.4%-0.4pp | 68.1%+13.0pp |
| Annual return | 18.51% | 41.30%-22.8pp | 38.47%-20.0pp | 41.64%-23.1pp |
| Employer contribution / active EE | $6,976 | $2,630+165.3% | $3,553+96.3% | $2,551+173.5% |
| Participant deferral / active EE | $14,108 | $6,754+108.9% | $7,956+77.3% | $4,139+240.8% |
| Admin fee / account holder | $809 | $13,455-94.0% | $11,381-92.9% | $7,234-88.8% |