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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,703 | $105,856-73.8% | $90,161-69.3% | $147,586-81.2% |
| Participation rate | 60.9% | 79.7%-18.9pp | 76.9%-16.0pp | 82.8%-22.0pp |
| Annual return | 33.31% | 37.63%-4.3pp | 34.89%-1.6pp | 578.59%-545.3pp |
| Employer contribution / active EE | $2,780 | $4,126-32.6% | $3,318-16.2% | $4,876-43.0% |
| Participant deferral / active EE | $5,945 | $5,733+3.7% | $5,287+12.4% | $5,439+9.3% |
| Admin fee / account holder | $202 | $8,046-97.5% | $5,943-96.6% | $10,886-98.1% |