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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,806 | $96,558-81.6% | $80,977-78.0% | $273,972-93.5% |
| Participation rate | 41.2% | 79.1%-37.9pp | 75.8%-34.6pp | 83.0%-41.8pp |
| Annual return | 28.29% | 15.14%+13.1pp | 17.11%+11.2pp | 41.46%-13.2pp |
| Employer contribution / active EE | $2,457 | $4,869-49.5% | $3,715-33.9% | $4,869-49.5% |
| Participant deferral / active EE | $4,172 | $6,598-36.8% | $5,696-26.8% | $5,287-21.1% |
| Admin fee / account holder | $4,760 | $7,493-36.5% | $5,517-13.7% | $10,133-53.0% |