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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,493 | $59,116+75.1% | $86,438+19.7% | $68,486+51.1% |
| Participation rate | 68.6% | 75.2%-6.7pp | 80.3%-11.8pp | 67.9%+0.7pp |
| Annual return | -19.48% | -0.23%-19.3pp | 4397.19%-4416.7pp | -7.85%-11.6pp |
| Employer contribution / active EE | $5,402 | $2,519+114.4% | $3,769+43.3% | $2,597+108.0% |
| Participant deferral / active EE | $11,029 | $5,902+86.9% | $6,952+58.6% | $4,028+173.8% |
| Admin fee / account holder | $190 | $5,639-96.6% | $6,733-97.2% | $5,404-96.5% |