Filed July 26, 2006
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT ADVISORS LLC Service code 26 · EIN 22-1862786 | Advisory (Participants) | $484,046 |
Filed as: VOYA INSTITUTIONAL PLAN SERVICES Service code 37 · EIN 04-3516284 | Loan Processing | $280,011 |
MERCER6+ years Service code 70 · EIN 13-2834414 | Consulting Fees | $22,080 |
Filed as: ALLEN GIBBS & HOULIK Service code 10 · EIN 48-1032601 | Accounting | $11,615 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,131 | $114,568+63.3% | $379,746-50.7% | $93,223+100.7% |
| Participation rate | 55.3% | 89.4%-34.1pp | 78.4%-23.1pp | 74.9%-19.6pp |
| Annual return | 11.18% | 16.38%-5.2pp | 34.90%-23.7pp | 19.29%-8.1pp |
| Employer contribution / active EE | $3,871 | $3,213+20.5% | $3,540+9.4% | $2,680+44.5% |
| Participant deferral / active EE | $4,823 | $6,118-21.2% | $6,024-19.9% | $4,563+5.7% |
| Admin fee / account holder | $151 | $72+108.9% | $7,927-98.1% | $79+90.9% |