Filed July 26, 2006
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT ADVISORS LLC Service code 26 · EIN 22-1862786 | Advisory (Participants) | $391,823 |
Filed as: VOYA INSTITUTIONAL PLAN SERVICES Service code 37 · EIN 04-3516284 | Loan Processing | $380,173 |
MERCER4+ years Service code 16 · EIN 13-2834414 | Consulting | $25,476 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,143 | $93,094+55.9% | $106,387+36.4% | $68,904+110.6% |
| Participation rate | 62.4% | 83.9%-21.5pp | 77.5%-15.0pp | 74.1%-11.7pp |
| Annual return | -5.72% | -2.12%-3.6pp | 0.25%-6.0pp | 1.07%-6.8pp |
| Employer contribution / active EE | $4,538 | $3,237+40.2% | $3,520+28.9% | $2,540+78.6% |
| Participant deferral / active EE | $5,077 | $5,445-6.8% | $5,421-6.4% | $4,015+26.4% |
| Admin fee / account holder | $139 | $85+62.6% | $7,510-98.2% | $71+94.3% |