Filed July 26, 2006
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA INSTITUTIONAL PLAN SERVICES Service code 37 · EIN 04-3516284 | Loan Processing | $344,787 |
Filed as: VOYA RETIREMENT ADVISORS LLC Service code 26 · EIN 02-0488491 | Advisory (Participants) | $311,241 |
MERCER3+ years Service code 16 · EIN 13-2834414 | Consulting | $104,069 |
Filed as: ALLEN GIBBS & HOULIK L.C. Service code 10 · EIN 48-1032601 | Accounting | $23,634 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,012 | $177,276-13.7% | $115,752+32.2% | $177,276-13.7% |
| Participation rate | 61.0% | 74.8%-13.9pp | 77.8%-16.8pp | 74.8%-13.9pp |
| Annual return | 13.95% | 21.25%-7.3pp | 19.41%-5.5pp | 21.25%-7.3pp |
| Employer contribution / active EE | $4,246 | $2,479+71.3% | $3,492+21.6% | $2,479+71.3% |
| Participant deferral / active EE | $4,644 | $3,881+19.7% | $5,204-10.8% | $3,881+19.7% |
| Admin fee / account holder | $100 | $154-35.0% | $6,278-98.4% | $154-35.0% |