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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,683 | $95,404-57.4% | $113,397-64.1% | $82,637-50.8% |
| Participation rate | 81.7% | 72.8%+8.9pp | 76.5%+5.2pp | 68.1%+13.7pp |
| Annual return | 16.69% | 19.08%-2.4pp | 23.20%-6.5pp | 53.51%-36.8pp |
| Employer contribution / active EE | $866 | $2,307-62.5% | $2,977-70.9% | $2,552-66.1% |
| Participant deferral / active EE | $3,987 | $4,220-5.5% | $5,076-21.5% | $4,126-3.4% |
| Admin fee / account holder | $3,018 | $9,168-67.1% | $11,957-74.8% | $7,339-58.9% |