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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,404 | $80,985-42.7% | $96,576-52.0% | $75,181-38.3% |
| Participation rate | 61.3% | 71.8%-10.5pp | 76.0%-14.7pp | 67.2%-5.9pp |
| Annual return | 21.88% | 27.05%-5.2pp | 25.87%-4.0pp | 160.69%-138.8pp |
| Employer contribution / active EE | $924 | $2,282-59.5% | $2,965-68.8% | $2,671-65.4% |
| Participant deferral / active EE | $4,137 | $3,929+5.3% | $4,851-14.7% | $4,126+0.3% |
| Admin fee / account holder | $2,718 | $6,719-59.5% | $8,253-67.1% | $5,650-51.9% |