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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,866 | $62,583-57.1% | $76,767-65.0% | $64,173-58.1% |
| Participation rate | 69.4% | 72.8%-3.4pp | 77.0%-7.6pp | 69.6%-0.2pp |
| Annual return | -6.46% | -1.95%-4.5pp | 2.43%-8.9pp | 7.63%-14.1pp |
| Employer contribution / active EE | $712 | $1,832-61.2% | $2,485-71.4% | $2,381-70.1% |
| Participant deferral / active EE | $4,063 | $3,145+29.2% | $3,852+5.5% | $3,470+17.1% |
| Admin fee / account holder | $2,789 | $4,667-40.2% | $6,675-58.2% | $4,887-42.9% |