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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,788 | $72,492-53.4% | $87,104-61.2% | $72,975-53.7% |
| Participation rate | 66.7% | 72.8%-6.1pp | 76.9%-10.2pp | 69.5%-2.8pp |
| Annual return | 27.46% | 24.46%+3.0pp | 28.19%-0.7pp | 81.01%-53.6pp |
| Employer contribution / active EE | $726 | $1,894-61.7% | $2,521-71.2% | $2,440-70.2% |
| Participant deferral / active EE | $3,421 | $3,270+4.6% | $4,048-15.5% | $3,608-5.2% |
| Admin fee / account holder | $842 | $5,055-83.4% | $7,491-88.8% | $5,124-83.6% |